Investment Process

In order to provide our clients with knowledgeable and meaningful advise, we utilize a Five Step approach. While this approach is simple, it is very effective and is the foundation of our ongoing efforts to help you achieve your financial goals.

Step 1 – Personal Interview:  

Our first step is to meet with you to discuss your financial goals and objectives as well as look at where you are now. We meet with you to gain an understanding of your risk tolerance and gather relevant background information and data. This allows us to determine how we can be of assistance to you and then develop your customized investment plan.

Step 2 – Develop Your Investment Plan:

After our initial meeting, the information you provide to us is thoroughly analyzed by our team and we then develop a comprehensive investment plan to help you achieve your goals.

Step 3 – Presentation of Your Investment Plan:

We will meet with you again to review the details of our suggested plan. This meeting gives us the opportunity to explain exactly what we are recommending, why we are making those recommendations and what you as an investor can expect from us as your advisors.  This second meeting will give us a further opportunity to clarify our understanding of your goals and will allow you to ask questions regarding our proposals. It is extremely important that you have a full and complete understanding of your investments and we take great pride in helping our clients gain that understanding.

Step 4 – Implementing Your Plan:

Upon your approval we will implement the plan. Implementation includes setting up your accounts, deposit of money, transfer and consolidation of existing outside accounts and making investments. Implementation also includes setting up online access so you can review your accounts online and explaining how to read your statements.

Step 5 – Ongoing Review:

We encourage meetings and look forward to hearing from our clients. Planning is an ongoing constructive process, not a onetime event. Successful investing happens over time. It does not happen on a daily basis with the ups and downs of the markets. We strive to be trusted financial advisors who help our clients stay on track to meet their goals over the long term.  Many of our clients have been with us for decades and we are very happy to serve multiple generations of the same families. With that said, part of our ongoing process is to speak with and meet with our clients at their convenience to go over their portfolios. We love to stay in touch and we want to keep you informed.